Veda P asked:


My sister and her husband just found out they’re pregnant, and now her husband is researching life insurance. Which is best for a new family? They make average income for a couple.
I meant more along the lines of which is best, Universal Life, Term Life, Whole Life, etc.? They do have an insurance company already. Sorry for being unclear.

nothing ventured ,nothing gained asked:


i plan to buy for my personal insurance but i have no idea which one i should go for. Is that everyone of us need to have saving insurance to make life be protected?

My friend suggested me to go for the pension plan , but some of them they not agree why should i go for any insurance saving.
I have a confusion now.

Mary Anne asked:


My friend’s father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend’s stepmother. The stepmother doesn’t even recall a life insurance policy. She wonders if he had cashed it out. How can my friend find out if a life insurance policy still exists? Those unclaimed fund sites don’t usually include life insurance policies, and the life insurance company may not know that a death has occurred.

asked:


I am looking to buy life and burial insurance for my family. So many companies are out there not sure what are the best companies and not scams.

I would like to buy a policy that covers burial expenses and one that offers life insurance

Jewel V asked:


If I am the beneficiary of life insurance payment after someone dies, do I have to by law use that money to pay off the deceased debts? Or is this something that the bill collectors cannot touch at least legally? How would the creditors even know that there was a payout of life insurance? Anyway for them to know this? Can I get in trouble for not paying?

Ms L asked:


What life insurance company is the best in the nation to work for and why? I am doing research and trying to figure out which life insurance company is best to work for or what is the best strategy working in the insurance field.

asked:


One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers market and how do I productively segment it.

lovella asked:


What exactly is life insurance and how does it work?

I don’t understand, won’t you be dead or something so what does it do for you?

What happens if it doesn’t get cashed in, what does that mean?

Sorry I don’t understand, please explain.

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I always feel like they want to keep selling me more and more….I just want a simple term life insurance policy for myself, and my husband. What is the EASIEST way to get this set up, sans all the sales rigmarole?

asked:


My mother needs to get life insurance, but doesn’t want to get a physical exam.. Are there any companies out there that you don’t need to get an exam? Thank you.