Hope this help,

I recommend that you see a financial advisor because while a good term policy is “critical” right now to protect the income stream, you must also provide for a couple of important financial stability factors. I’m talking about an emergency fund, a retirement fund, and even a “fun fund” to allow your family to de-stress occasionally.

There are many reputable companies in your area. One I am very familiar with is “Primerica Financial Services”.

Good thinking. You will sleep better when you get this on track!